All International students must have life and health insurance which is valid in Estonia:
1) For EU citizen - at least Eurpean Health Insurance Card (EHIC)
Students from the European Union or European Economic Area are entitled to medical services on the basis of the European Health Insurance Card (EHIC), which has replaced the old E111 form. It should be issued by a competent domestic authority before arrival to Estonia.
2) If you are coming from a non-EU country, you should follow the requirements of Estonian Police and Border Guard Board and obtain a medical insurance in Estonia for the same period as your temporary residence permit is valid.
Here you can find insurance companies:
ERGO KINDLUSTUS
Phone: +372 610 6500
E-mail: info [at] ergo.com.ee
Address: Lauteri 5, 10114, Tallinn
IF KINDLUSTUS
Phone: +372 667 1100
E-mail: info [at] if.ee
Address: Pronksi 19, 10124, Tallinn
INGES KINDLUSTUS
Phone: +372 641 0436, +372 641 0437
E-mail: inges [at] inges.ee
Address: Raua 35, 10124, Tallinn
AON STUDENT INSURANCE
E-mail: internationalstudents [at] aon.nl
www: www.aonstudentinsurance.com
KINDLUSTUSEST
Phone: +372 1 255
E-mail: info [at] kindlustusest.ee
Address: Mustamäe tee 55, II floor, 10621, Tallinn